College Financing

www.finaid.org/loans

Financial aid can be confusing sometimes. This website will help you understand the issues and make smarter decisions. Some of the questions discussed are: I probably don't qualify for aid. Should I apply for aid anyway? Do I need to be admitted before I can apply for financial aid at a particular university? Why can't I submit my financial aid application before January 1.

www.collegeboard.com/student/pay/index.html

Understand all of your options when it comes to paying for college is extremely important. This site can help you get the latest information about college costs, scholarships, financial aid applications, education loans, and college financing.

www.collegeanswer.com/index.jsp

This is a site you can turn to for answers to your questions about planning and paying for college.

www.fafsa.ed.gov (Federal Grants available to students)

Are you considering attending a college or career school? Which one to attend is one of the most important decisions you need to make. Another very important decision is how you're going to pay for your education. Before beginning, fill out a FAFSA... filling out the Free Application for Federal Student Aid (FAFSA) on the Web, can help you pay for college if you qualify.

www.state.nj.us/njded/clear/scholarship/byrd/

Robert C. Byrd Honors Scholarship Program: this program reward students who have achieved academic honors. The main goal of this program is to reward high school seniors who have achieved academic honors in science.

www.ed.gov/pubs/Biennial/536.html

Leveraging Educational Assistance Partnership (LEAP): this program is funded by individual states and is awarded based on academic performance.

www.ed.gov/programs/leap/index.html

The LEAP Program provides grants to states to assist them in providing need-based grants and community service work-study assistance to eligible postsecondary students. States must administer the program under a single state agency and meet maintenance-of-effort criteria.

The following sites are beneficial if you are interested in paying for college by taking out loans.

Additional Scholarship Sites:

The following three websites are very helpful in providing very practical information for loans for students in college (undergraduate and graduate) as well as trade and technical schools that provide funds for tuition and any other education- related expenses.

Bankofamerica.com (1-866-484-1212) - www.bankofamerica.com/studentbanking

Wellsfargo.com (1-800-869-3557) - www.wellsfargo.com/student

wamu.com Coverdell Education Savings Account (1-800-788-7000) - www.wamu.com

This site is helpful particularly because they are an investment company that can help you make better investment decisions with expert opinions, ideas, and analysis. They are available 24/7 to provide you with investment help focused on your college financing needs.

Charles Schwab

www.schwab.com/public

www.schwab.com/planning/college/index.html?src=mzk (Investing for College)

Education Savings Account Application (1-866-232-9890)